At LYT Brokers, we understand that every business is unique, with its own set of ambitions and financial requirements. That’s why we offer a diverse range of commercial loan solutions tailored to meet the specific needs of your enterprise.


Whether you’re looking to expand your real estate holdings, upgrade essential equipment, or secure working capital for day-to-day operations, our team of seasoned professionals is dedicated to finding the right financing option for you. With competitive rates, flexible terms, and a streamlined application process, we’re committed to supporting your business’s success. Explore our range of commercial loan offerings and take the next step towards achieving your business goals.
What is a commercial loan?
A commercial loan is a financial product designed specifically for businesses and commercial ventures. It provides capital for various purposes, including expansion, real estate acquisition, equipment purchase, working capital, and more.
What types of businesses can qualify for a commercial loan?
Commercial loans are available to a wide range of businesses, including small, medium, and large enterprises. Qualification criteria may vary based on factors like creditworthiness, business stability, and the purpose of the loan.
How can I use a commercial loan?
Commercial loans can be used for a variety of purposes, such as purchasing or renovating commercial properties, financing equipment or machinery, working capital, business expansion, and consolidating debt.
What are the typical interest rates for commercial loans?
Interest rates on commercial loans can vary depending on factors like the type of loan, the borrower's creditworthiness, and prevailing market conditions. Fixed and variable rate options are available.
What is the loan term for commercial loans?
Commercial loan terms can range from short-term (a few months) to long-term (up to 30 years), depending on the purpose of the loan and the lender's policies.
What is the loan term for commercial loans?
Commercial loan terms can range from short-term (a few months) to long-term (up to 30 years), depending on the purpose of the loan and the lender's policies.
Do I need collateral to secure a commercial loan?
Collateral requirements vary by lender and loan type. While some commercial loans are secured by business assets or real estate, others may be unsecured and based on the borrower's creditworthiness.
How long does it take to get approved for a commercial loan?
The approval process for a commercial loan can vary. It may take anywhere from a few days to several weeks, depending on the complexity of the loan and the lender's internal processes.
Can startups qualify for commercial loans?
Some lenders offer commercial loans to startups, but eligibility criteria may be more stringent. Startups may need to demonstrate a solid business plan, potential for revenue, and the ability to repay the loan.
How do I apply for a commercial loan?
To apply for a commercial loan, you'll typically need to provide financial statements, a business plan, details about the loan purpose, and other relevant documentation. Contact our team at info@LYTBrokers.com.au to start the application process.